Attention homeowners: Real estate appraisal services for in Neptune Beach and Duval County

Here are the top 7 reasons why FL homeowners use Art's Appraisals Inc:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Own a home in or near Neptune Beach, FL and need help deciding the price of it?
Contact Art's Appraisals Inc.

At Art's Appraisals Inc, we understand the particular needs of a homeowner after appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. Being a person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping clients just like you remove unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Art's Appraisals Inc is your perfect weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Art's Appraisals Inc can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Art's Appraisals Inc can help you with that. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.